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Big Sing Rangitoto
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INSURANCE
The NZCF has a comprehensive, tailored insurance package for choirs with Crombie Lockwood (NZ) Ltd (underwritten by New Zealand Insurance Ltd) - package policy number C11143 BUS10342 120186). The package includes two parts: (a) liability and (b) asset insurance.
- (a) Liability Insurance
Cover includes public liability $2,000,000 (excess $500), employers' liability $500,000 (excess $500) and statutory liability $500,000 (excess $500).
- (b) Assets Insurance
Cover includes replacement for all choir assets as a result of accidental loss or damage, unforeseen or unexpected, to a maximum for any one choir of $50,000 (excess: standard $500, burglary $500, theft $2,500, earthquake (varies according to area)). Includes money: i) in transit, during business hours at contract sites, outside business hours in a locked safe - $5,000, ii) not in a locked safe outside business hours or at any authorised employee's/insured's residence - $1,000.
The annual premium charge per choir is $85.00 including GST (it wil be reviewed for the 2012 membership year). Crombie Lockwood (NZ) Ltd can make provision, with an adjustment in premium, for any choir requiring asset cover over $50,000. Download the Insurance Scheme Download Insurance Scenarios There is also:
- Flexibility for choirs with existing insurance to be phased into the scheme. A choir with existing insurance arrangements could cancel its current policy, claim a pro rata rebate and still find itself still better off financially
- Opportunity for choirs with special requirements to be addressed
- Offer by Crombie Lockwood & Race to facilitate on behalf of a choir in the event of any claims needing to be lodged
- Offer by Crombie Lockwood & Race to provide professional advice and support and to act as the point of contact for any enquiries or concerns
What to do in the event of a claim or if you are unsure about any aspect of the insurance policy? Contact the insurer directly (not the NZCF office) with all queries: Tricia Still or Janine Race, Crombie Lockwood (NZ) Ltd, PO Box 5055, Dunedin. Tel 03-474 9032 Fax 03-474 9459 E-mail patricia.still@crombielockwood.co.nz Crombie Lockwood is the largest New Zealand-owned brokerage group. They have been in business for over 20 years and provide insurance solutions to individuals and companies throughout New Zealand, servicing these by way of 12 branches. In Dunedin the Group's current staff of 5 share over 55 years of insurance experience between them. All hold current qualifications as brokers. The insurer - New Zealand Insurance - has a claims paying rating of AA.
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